Dollar Cost Averaging (DCA) Returns
Switch to Satoshi Cost Averaging
| Return of Cost Averaging with EUR since... | |||||||
|---|---|---|---|---|---|---|---|
| 2020 | 2019 | 2018 | 2017 | 2016 | |||
| 1 |  |
Bitcoin - BTC | 73,2% | 117,8% | 128,7% | 271,5% | 813,1% |
| 2 |  |
Ethereum - ETH | 109,6% | 152,9% | 124,4% | 337,9% | 1.883,8% |
| 3 |  |
XRP - XRP | 153,6% | 119,7% | 83,3% | 634,7% | 2.174,7% |
| 4 |  |
Cardano - ADA | 150,0% | 180,9% | 136,2% | 0% | 0% |
| 5 |  |
Chainlink - LINK | 164,0% | 734,8% | 1.718,6% | 0% | 0% |
| 6 |  |
Bitcoin Cash - BCH | 1,0% | 8,1% | -10,9% | 0% | 0% |
| 7 |  |
Litecoin - LTC | 36,4% | 24,1% | 14,7% | 123,8% | 442,8% |
| 8 |  |
Stellar - XLM | 196,7% | 172,0% | 108,5% | 896,3% | 1.140,2% |
| 9 |  |
Binance Coin - BNB | 46,5% | 60,6% | 104,1% | 0% | 0% |
| 10 |  |
Bitcoin SV - BSV | -14,6% | 28,8% | 0% | 0% | 0% |
| 11 |  |
EOS - EOS | 1,3% | -10,9% | -24,8% | 0% | 0% |
| 12 |  |
Monero - XMR | 60,5% | 73,2% | 47,1% | 102,7% | 1.733,0% |
| 13 |  |
TRON - TRX | 58,3% | 47,2% | 30,7% | 0% | 0% |
| 14 |  |
Tezos - XTZ | -1,6% | 87,5% | 0% | 0% | 0% |
| 15 |  |
NEM - XEM | 227,5% | 237,8% | 162,9% | 304,4% | 2.905,3% |
| 16 |  |
Crypto.com Coin - CRO | -18,0% | 34,9% | 0% | 0% | 0% |
| 17 |  |
NEO - NEO | 45,4% | 59,1% | 29,7% | 1.013,7% | 0% |
| 18 |  |
Dash - DASH | 30,1% | 22,5% | -3,0% | 10,5% | 273,0% |
| 19 |  |
VeChain - VET | 111,4% | 150,6% | 0% | 0% | 0% |
| 20 |  |
Huobi Token - HT | -3,9% | 31,2% | 0% | 0% | 0% |
| 21 |  |
IOTA - MIOTA | 35,4% | 21,5% | -5,4% | 0% | 0% |
| 22 |  |
Zcash - ZEC | 36,0% | 37,8% | 6,2% | -3,1% | 0% |
| 23 |  |
Aave - AAVE | 977,3% | 1.034,2% | 1.028,6% | 0% | 0% |
| 24 |  |
Ethereum Classic - ETC | -2,6% | 5,7% | -12,9% | 1,4% | 0% |
| 25 |  |
Waves - WAVES | 347,4% | 348,6% | 270,6% | 392,4% | 0% |
| 26 |  |
Theta Network - THETA | 232,1% | 380,6% | 0% | 0% | 0% |
| 27 |  |
OMG Network - OMG | 197,3% | 193,1% | 119,5% | 0% | 0% |
| 28 |  |
Maker - MKR | 8,6% | -1,8% | -5,8% | 0% | 0% |
| 29 |  |
Ontology - ONT | -6,7% | -22,2% | 0% | 0% | 0% |
| 30 |  |
Dogecoin - DOGE | 26,8% | 27,9% | 15,8% | 123,6% | 359,7% |
| 31 |  |
Basic Attention Token - BAT | 1,0% | 2,9% | -0,5% | 0% | 0% |
| 32 |  |
Zilliqa - ZIL | 184,4% | 171,2% | 0% | 0% | 0% |
| 33 |  |
DigiByte - DGB | 92,6% | 108,2% | 67,8% | 607,1% | 0% |
| 34 |  |
0x - ZRX | 35,9% | 46,4% | 15,6% | 0% | 0% |
| 35 |  |
REN - REN | 231,4% | 305,1% | 0% | 0% | 0% |
| 36 |  |
Qtum - QTUM | 31,2% | 19,9% | -6,1% | 0% | 0% |
| 37 |  |
Decred - DCR | 43,3% | 20,6% | -4,4% | 67,2% | 0% |
| 38 |  |
ICON - ICX | 32,6% | 54,3% | 17,3% | 0% | 0% |
| 39 |  |
Loopring - LRC | 238,9% | 284,6% | 189,4% | 0% | 0% |
| 40 |  |
Vitae - VITAE | 456,1% | 465,2% | 0% | 0% | 0% |
| 41 |  |
Kyber Network - KNC | 47,3% | 136,8% | 109,2% | 0% | 0% |
| 42 |  |
Lisk - LSK | 1,9% | -0,7% | -25,0% | -3,5% | 0% |
| 43 |  |
Status - SNT | 101,1% | 114,2% | 68,5% | 0% | 0% |
| 44 |  |
Nano - NANO | 47,6% | 29,4% | 0,9% | 0% | 0% |
| 45 |  |
Numeraire - NMR | 93,4% | 93,4% | 93,4% | 0% | 0% |
| 46 |  |
Bitcoin Gold - BTG | -3,6% | -15,4% | -34,9% | 0% | 0% |
| 47 |  |
Horizen - ZEN | 102,4% | 114,3% | 62,0% | 0% | 0% |
| 48 |  |
Quant - QNT | 109,5% | 106,7% | 0% | 0% | 0% |
| 49 |  |
NEXO - NEXO | 73,4% | 118,4% | 0% | 0% | 0% |
| 50 |  |
Siacoin - SC | 29,8% | 28,3% | -2,7% | 37,8% | 0% |
| 51 |  |
Enjin Coin - ENJ | 7,4% | 26,2% | 61,6% | 0% | 0% |
| 52 |  |
Verge - XVG | 59,7% | 38,8% | 3,4% | 2.216,7% | 0% |
| 53 |  |
Aragon - ANT | 136,5% | 167,0% | 145,1% | 0% | 0% |
| 54 |  |
Bytom - BTM | -13,3% | -23,1% | -40,1% | -47,7% | 0% |
| 55 |  |
Decentraland - MANA | 72,7% | 86,0% | 51,2% | 0% | 0% |
| 56 |  |
MonaCoin - MONA | -5,9% | 12,8% | 1,4% | 325,6% | 0% |
| 57 |  |
Bancor Network Token - BNT | 130,1% | 125,5% | 47,7% | 0% | 0% |
| 58 |  |
Augur - REP | 5,2% | 10,3% | -2,3% | 3,2% | 34,0% |
| 59 |  |
Komodo - KMD | -3,7% | -20,1% | -35,2% | 0% | 0% |
| 60 |  |
MaidSafeCoin - MAID | 58,1% | 29,2% | 3,3% | -9,3% | 0% |
| 61 |  |
iExec RLC - RLC | 61,7% | 68,8% | 70,0% | 0% | 0% |
| 62 |  |
Ardor - ARDR | 33,3% | 17,9% | -6,9% | 6,2% | 0% |
| 63 |  |
KuCoin Shares - KCS | -21,3% | -19,3% | -29,4% | 0% | 0% |
| 64 |  |
Steem - STEEM | -8,6% | -18,6% | -40,8% | -44,4% | 0% |
| 65 |  |
Gnosis - GNO | 136,4% | 136,5% | 89,5% | 0% | 0% |
| 66 |  |
BitShares - BTS | 0,2% | -21,3% | -41,9% | -16,2% | 0% |
| 67 |  |
Ark - ARK | 59,2% | 41,9% | 3,0% | 0% | 0% |
| 68 |  |
Syscoin - SYS | 189,1% | 188,1% | 74,8% | 113,6% | 0% |
| 69 |  |
Electroneum - ETN | 28,8% | 19,7% | -12,1% | 0% | 0% |
| 70 |  |
UTRUST - UTK | 21,6% | 21,6% | -0,9% | 0% | 0% |
| 71 |  |
Civic - CVC | 180,6% | 160,2% | 44,7% | 0% | 0% |
| 72 |  |
Zcoin - XZC | 1,2% | -11,3% | -31,7% | -20,5% | 0% |
| 73 |  |
Storj - STORJ | 98,1% | 97,1% | 39,9% | 0% | 0% |
| 74 |  |
elf - ELF | 17,8% | 3,8% | -25,0% | 0% | 0% |
| 75 |  |
Aeternity - AE | -8,7% | -34,9% | -53,9% | 0% | 0% |
| 76 |  |
Power Ledger - POWR | 28,6% | 30,8% | -6,2% | 0% | 0% |
| 77 |  |
Bytecoin - BCN | -17,5% | -45,1% | -61,0% | -46,9% | 24,0% |
| 78 |  |
Reddcoin - RDD | 4,7% | 0,1% | -28,2% | 276,5% | 0% |
Durchschnittskosteneffekt
- Was wäre die Rendite gewesen, wenn man jeden Tag (oder jede Woche) den gleichen Euro Betrag gekauft hätte seit 2016, 2017, 2018, 2019 or 2020?
Key Takeaways
Dollar Cost Averaging (DCA) is an investment strategy that reduces volatility and risk by regularly buying an asset for the same amount of USD.
If you started buying 10$ worth of Bitcoin a day in 2016, you would have invested ~17.000 $ and the portfolio value would be ~120.000 $:
Even if you started with DCA at the beginning of 2018 at the peak of the last bubble, Bitcoin would have made you positive returns by now:
There are some coins that resulted in a significant loss if you started in 2018 or 2019:
But Bitcoin is by far not the only cryptocurrency where DCA would have yielded positive returns. In fact, most of the top cryptocurrencies that were around in 2016-2018 made even more DCA returns than Bitcoin (notable exception: MaidSafeCoin, MAID):
Ethereum yielded higher DCA returns no matter the timeframe:
Conclusion
- Dollar Cost Averaging Bitcoin would have been a solid strategy.
- Buying in bulk would have either resulted either in loss or vastly greater returns (depending on when you bought).
- The data does not show anything special about Bitcoin over a basket of random other Top Cryptocurrencies when it comes to Dollar Cost Averaging.
Disclaimer
- We didn’t include coins that started in 2020 or 2019 since they don’t have enough history.
- We removed coins after Rank 50 if they don’t have a history going back to 2018
- We removed coins after Rank 75 if they don’t have a history going back to 2017
- The only Top 10 Coins since 2016 that are missing are NXT and Peercoin. Both are basically dead and would have resulted in a total loss.