Revolut Crypto
Revolut allows users to buy, sell, and hold various cryptocurrencies directly within their banking app. They also offer a 'Learn & Earn' program to get free tokens.[source]
What you should know about Revolut Crypto
- Integrated Convenience: Buy, sell, and hold 100+ cryptocurrencies directly within your primary banking app.
- High Standard Fees: Standard users face high trading fees (typically 1.49% or a minimum flat fee), making it less ideal for frequent traders.
- Staking Rewards: Earn competitive yields on supported assets like ETH, ADA, and DOT with a simplified, user-friendly interface.
- Withdrawal Limits: While external transfers are possible, they are subject to strict limits and regional availability.
Pros & Cons
Strengths
- + Seamless banking and crypto integration
- + Advanced Revolut X trading platform with low fees
- + Comprehensive tax reporting via Koinly
- + External crypto withdrawals supported
- + Full UK banking license (as of 2026)
Weaknesses
- - High fees for Standard and Plus plans in the main app
- - Complex fee structure based on plans and volume
- - Service fees on external withdrawals in addition to network fees
Facts about the Revolut Crypto
Revolut Crypto Topics
Revolut Crypto FAQ
How do spreads impact the true cost of trading crypto on Revolut, beyond the advertised 1.49% fee?
While Revolut lists a standard trading fee of 1.49%, users must also account for the built-in spread fee, which ranges from 1.5% to 2.5% for Standard accounts. This means the total effective cost of a transaction can be significantly higher than the base fee implies. Premium and Metal members experience a slightly reduced spread of 1.0% to 1.5%.
Are there additional penalties or fair usage fees for high-volume traders using a Standard Revolut account?
Yes, Standard users are subject to a $1,000 monthly trading limit. Once this threshold is exceeded, Revolut imposes additional fair usage fees on subsequent trades. High-volume traders may need to upgrade to a Premium or Metal tier to avoid these extra charges and access better rates.
How exactly does the 'Learn & Earn' program function, and does it offset trading costs?
Revolut's 'Learn & Earn' program allows users to earn free cryptocurrency simply by completing short, in-app educational courses about blockchain and specific tokens. While the amounts earned are generally small, they provide a risk-free way to acquire crypto, which can partially offset the higher trading fees and spreads associated with the platform.
Does upgrading to a Premium or Metal membership completely eliminate KYC requirements or just reduce trading costs?
Upgrading to a higher tier like Premium or Metal reduces your trading fees and lowers your spread fee to between 1.0% and 1.5%, but it does not bypass the KYC requirements. Revolut mandates full identity verification for all users, regardless of their subscription tier, before any cryptocurrency trading or fiat deposits can occur.
How seamless is the process of funding a Revolut crypto account compared to traditional exchanges?
Because Revolut is fundamentally a banking app, fiat deposits are exceptionally seamless. Users can fund their accounts instantly via direct bank transfer, debit/credit card, or digital wallets like Apple Pay and Google Pay, without needing to navigate the complex deposit networks often found on standalone crypto exchanges.
Why use Revolut Crypto
Revolut Crypto stands out from traditional exchanges like Coinbase or Kraken by offering complete financial integration. Unlike standalone crypto platforms, Revolut allows you to manage your daily banking, international transfers, and crypto portfolio within a single regulated app. This eliminates the need for external wallet transfers and waiting periods for fiat deposits, as you can instantly swap your existing account balance into over 150 supported digital assets.
For active travelers and lifestyle users, Revolut offers a unique comparative advantage: the ability to spend your crypto balance directly via the Revolut debit card at any merchant. While some exchanges offer dedicated crypto cards, Revolut integrates this into your primary bank card with real-time conversion at the point of sale. This makes it significantly more convenient for users who prioritize utility and seamless spending over the complex trading tools and advanced order types found on professional exchanges.