Trade Republic is known for its radical "zero commission" model across stocks, ETFs, and cryptocurrencies. Instead of complex percentage-based fees, users pay a flat settlement fee per transaction. This structure makes it one of the most cost-effective platforms for long-term investors in the Eurozone.
Core Trading Fees
| Service | Fee Amount | Description |
|---|---|---|
| Crypto Buy/Sell | €1.00 | External settlement cost per single trade. |
| Savings Plan (Crypto) | €0.00 | Automated recurring investments are commission-free. |
| Stocks & ETFs | €1.00 | External settlement cost per single trade. |
| Account Management | €0.00 | No monthly, annual, or inactivity fees. |
Deposits & Withdrawals
| Method | Deposit Fee | Withdrawal Fee |
|---|---|---|
| Bank Transfer (SEPA) | Free | Free |
| Card / Apple Pay / Google Pay | ~0.7% - 1.0% | N/A |
| Crypto Withdrawal | Not Supported | Not Supported |
Note: Trade Republic does not currently support the withdrawal of cryptocurrencies to external wallets.
Effective Fee Calculator
See how the flat €1 fee affects your total investment percentage.
Effective Fee Percentage: 1.00%
*Lower amounts mean a higher effective fee. Aim for larger trades to minimize impact.
Key Considerations
- Spread: While commissions are low, Trade Republic executes via LS Exchange (Hamburg). Spreads are usually tied to the XETRA market hours for best pricing.
- Custody: Your crypto assets are held in cold storage by Trade Republic Custody GmbH, a regulated German entity.
- Interest on Cash: Trade Republic often offers competitive interest rates (e.g., 3-4% p.a.) on uninvested cash, which can offset trading costs.