The Trade Republic card combines a standard debit card with investment features. It offers a unique "Saveback" mechanism where a percentage of your spending is automatically invested into a savings plan of your choice.
| Feature | Virtual Card | Classic Card | Mirror Card |
|---|---|---|---|
| Issuance Fee | Free | €5 (One-time) | €50 (One-time) |
| Monthly Fee | €0 (No subscription) | ||
| Material | Digital only | Plastic | Metal (Mirror finish) |
| ATM Withdrawals | Free (min. €100), otherwise €1 fee | ||
| Saveback Rewards | 1% (up to €15/month) | ||
1% Saveback
Receive 1% back on eligible card payments, automatically invested into your primary savings plan. Note: Requires a monthly savings plan investment of at least €50.
Round up Feature
Round up every payment to the next Euro. The change is automatically invested into a stock or ETF of your choice. You can also apply a multiplier to your round-ups.
Worldwide Spending
No foreign exchange fees or markups. Pay globally at the interbank exchange rate.
Saveback Calculator
Estimate your monthly rewards based on your spending.
Estimated Monthly Saveback: €1.00
*Capped at €15 per month. Requires €50 monthly savings plan.