What you should know about Nexo card fees
- Zero maintenance costs: There are no monthly, annual, or inactivity fees, and you can order the virtual card for free.
- Tier-based ATM limits: You get between 1 and 10 free ATM withdrawals per month (up to €2,000) depending on your Loyalty Tier; a 2% fee (min. €1.99) applies thereafter.
- FX & Crypto Spaps: Foreign exchange is free up to €20,000 monthly, while crypto-to-fiat swaps typically incur a small spread/fee around 0.75%.
- Cashback rewards: Every purchase earns up to 2% cashback in NEXO tokens or 0.5% in BTC, which effectively offsets many underlying transaction costs.