The Gemini Credit Card® is a unique rewards card that allows you to earn cryptocurrency instantly on every purchase. Unlike traditional cash-back cards, rewards are deposited directly into your Gemini account in the cryptocurrency of your choice (over 40+ supported assets).
| Category | Reward Rate | Spending Limit / Details |
|---|---|---|
| Gas & EV Charging | 4% Back | On the first $300 spent each month (then 1%) |
| Dining | 3% Back | Unlimited spending |
| Groceries | 2% Back | Unlimited spending |
| All Other Purchases | 1% Back | Unlimited spending |
Key Reward Features
- Instant Rewards: Cryptocurrency is deposited into your Gemini account the moment the transaction is authorized by the merchant.
- Choose Your Asset: Select from Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and dozens of others. You can change your reward currency at any time.
- No Exchange Fees: Gemini does not charge any trading or exchange fees to receive your rewards.
- No Annual Fee: Earn rewards without the burden of a yearly membership cost.
Monthly Reward Estimator
Enter your estimated monthly spending to see how much crypto you could earn.
Estimated Monthly Reward: $0.00
Note: Rewards are calculated based on the market value of the chosen cryptocurrency at the time of purchase. Future value will fluctuate with market performance.
