Staking CRO (Cronos) is the core requirement to unlock the full potential of the Crypto.com Visa Card. By locking up a specific dollar amount of CRO for 180 days, users gain access to tiered rewards including cashback, subscription rebates, and higher staking yields.
CRO Staking Requirements & Tiers
| Card Tier | CRO Stake (USD Equivalent) | Spending Rewards (Active Stake) | Merchant Rebates |
|---|---|---|---|
| Prime | $1,000,000 | 8% | All Standard + Travel Perks |
| Obsidian | $400,000 | 5% | Spotify, Netflix, Amazon Prime, Airbnb |
| Icy White / Rose Gold | $40,000 | 4% | Spotify, Netflix, Amazon Prime |
| Royal Indigo / Jade Green | $4,000 | 2% | Spotify, Netflix (6 months) |
| Ruby Steel | $400 | 1% | Spotify (6 months) |
| Midnight Blue | $0 | 0% | None |
Additional Staking Yields (CRO)
While your CRO is staked for the card, you also earn weekly interest on the stake itself (for Jade Green/Royal Indigo and above).
- Obsidian / Icy White / Rose Gold: 8% p.a.
- Jade Green / Royal Indigo: 4% p.a.
Staking Reward Estimator
Select your intended stake level and monthly spend to see your estimated rewards.
Estimated Monthly CRO Rewards: $80.00
Important Considerations
- 180-Day Lockup: You cannot withdraw your CRO stake for 6 months once committed.
- CRO Price Volatility: If the price of CRO drops, your stake value remains fixed at the time of staking, but your rewards are paid in CRO, which may fluctuate in value.
- Unstaking: If you unstake after 180 days, your card rewards drop significantly (e.g., Ruby Steel drops to 0% cashback).