What you should know about Coinbase Buy Crypto
- High Convenience, Variable Cost: Direct purchases via card or Apple/Google Pay are instant but carry higher fees (up to 3.99%) compared to bank transfers or Advanced Trade.
- Spread Awareness: Simple "Buy" orders include a spread (typically ~0.50%), meaning the execution price is slightly higher than the mid-market rate.
- Payment Methods Matter: ACH transfers or SEPA deposits are the most cost-effective ways to fund your account before buying, often avoiding the high flat fees of direct card purchases.
- Tiered Security: All purchases are protected by 2FA and insurance for hot wallet funds, but for long-term holding, consider moving assets to the self-custodial Coinbase Wallet.