Wirex Card

Wirex Fees

Zero basic maintenance: The standard account and card have no monthly fees, though physical card issuance costs around €5–10 plus delivery.
Tiered rewards and costs: Higher cashback (up to 8%) requires paid subscriptions (Premium €9.99/mo or Elite €29.99/mo) and holding/staking WXT tokens.
ATM limits and FX: Free ATM withdrawals are limited (e.g., £200/mo), with a 2% fee thereafter; currency conversions often include a markup or spread above the mid-market rate.
Crypto-to-fiat spending: Spending crypto directly at terminals incurs real-time conversion spreads, which vary depending on the asset and market conditions.

Desglose de Tarifas de Wirex

Servicio	Tarifa	Detalles
Mantenimiento	0 € / mes	La cuenta estándar es gratuita.
Retiro en Cajero Automático	2 %	Después del límite mensual de ~200 €.
Retiros de Criptomonedas	Variable	Solo tarifa de red.
Tarifa de Negociación	Basado en el spread	Incluido en el precio de mercado.

Los niveles superiores de cashback (hasta el 8%) requieren suscripciones mensuales de pago.
Siempre verifique el spread antes de confirmar las operaciones.