Gemini Credit Card

Gemini Card Fees

Lo que debe saber sobre las tarifas de la tarjeta Gemini

Cero comisiones anuales y por transacciones en el extranjero: La tarjeta no tiene comisión anual ni comisiones por transacciones en el extranjero, lo que la hace rentable para viajes internacionales.
Recompensas instantáneas: Las recompensas en criptomonedas (hasta un 4 % en gasolina/VE, un 3 % en restaurantes) se depositan en su cuenta Gemini al instante en el momento de la transacción.
Límites de recompensa: Las recompensas de nivel superior tienen un límite; por ejemplo, la tasa del 4 % se aplica a los primeros 300 $ gastados al mes, volviendo al 1 % a partir de entonces.
Comisiones de venta: Si bien no hay comisiones de intercambio para recibir recompensas, se aplican las comisiones de trading estándar de Gemini cuando posteriormente vende o convierte esas recompensas de criptomonedas.

Gemini Credit Card Fee & Reward Structure (2026)

The Gemini Credit Card is a crypto-rewards credit card issued by WebBank. It stands out for having no annual fee and providing instant rewards in over 40+ cryptocurrencies.

1. Core Fees

Fee Type	Cost	Notes
Annual Fee	$0	No monthly or yearly maintenance fees.
Foreign Transaction Fee	0%	No fees for purchases made outside the US.
Crypto Exchange Fee	0%	No fees to receive your crypto rewards.
Cash Advance Fee	$10 or 3%	Whichever is greater (Standard credit terms).
Late Payment Fee	Up to $40	Standard penalty for missed payments.

2. Rewards Tiers

Rewards are earned instantly at the time of purchase and deposited into your Gemini account.

Category	Reward Rate	Limits
Gas & EV Charging	4% Back	On up to $300 spend/mo (then 1%).
Dining	3% Back	Unlimited.
Groceries	2% Back	Unlimited.
All Other Purchases	1% Back	Unlimited.

Instant Reward Estimator

Estimate how much crypto you could earn monthly based on your spending.

Gas ($):

Dining ($):

Groceries ($):

Other ($):

Monthly Reward Value: $0.00

Financial Responsibility: APRs range from 17.99% to 31.99% based on creditworthiness. Always pay your balance in full to avoid interest charges that far outweigh crypto rewards.