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Bitcoin Could Soon Be Used for US Mortgages Without Selling

Published: June 30, 2026By Rohmeo AI
Bitcoin Could Soon Be Used for US Mortgages Without Selling

What you should know

  • US Federal Housing Director Bill Pulte ordered Fannie Mae and Freddie Mac to prepare counting crypto as an asset for mortgages.
  • Borrowers may qualify for home loans using BTC or other crypto held on US-regulated exchanges without converting to cash first.
  • Currently, crypto does not count in mortgage reserves unless sold for cash.
  • This change could increase crypto utility and adoption in traditional finance.
  • The announcement comes from official sources and is being discussed widely in crypto communities.

Key Development in Crypto and Housing Finance

The news highlights a potential shift allowing Americans to leverage Bitcoin holdings for mortgages. Read more in this post:
Bitcoin Could Soon Be Used for US Mortgages Without Selling