Bitpanda is a popular European exchange known for its user-friendly interface. Its fee structure is built into the price you see (as a premium), making it simple but sometimes slightly higher than exchange-based trading models. Below is the data-driven breakdown of Bitpanda fees for 2026.
1. Trading Premiums (Buy & Sell)
Bitpanda includes a "premium" in the real-time price of assets. This covers the trading fee.
| Asset Class | Premium (Buy/Sell) | Notes |
|---|---|---|
| Cryptocurrencies | 1.49% | Included in the price; reduced with BEST tokens. |
| Bitpanda Stocks* | 0.00% | Tight spreads apply; no commission. |
| Precious Metals (Gold) | 0.50% | Storage fees apply after the first 20g. |
2. Deposit & Withdrawal Fees
| Method | Deposit Fee | Withdrawal Fee |
|---|---|---|
| Bank Transfer (SEPA) | Free | Free |
| Credit Card (Visa/MC) | 1.50% - 1.80% | N/A |
| PayPal | Varies | N/A |
| Cryptocurrencies | Free | Network fee only |
3. BEST Token Discounts
Holding Bitpanda Ecosystem Token (BEST) provides significant fee reductions and weekly rewards.
| BEST Level | BEST Required | Trading Discount |
|---|---|---|
| Level 1 | 10 BEST | -10% |
| Level 2 | 1,000 BEST | -15% |
| Level 3 | 5,000 BEST | -20% |
Bitpanda Fee Estimator
Estimate the premium for your crypto trade based on your BEST level.
Estimated Premium: €14.90
Security Hint: Always enable Two-Factor Authentication (2FA) on your Bitpanda account before depositing large sums. Bitpanda uses cold storage for the majority of user funds.